Machine Shop Insurance
from Dominick Falcone Agency
Machine Shop Insurance
Business insurance policies are never one-size-fits-all, but machine shops, in particular, can have a unique set of insurance needs. At Dominick Falcone Agency we understand the insurance needs of machine shops in Syracuse, whether you run a small shop that creates specialty items, or a much larger tooling company with a wide variety of equipment. We’re here to help you find the right insurance package for your company.
Due to the potentially dangerous nature of machine shops, having a high-quality insurance package can be very important. Companies often consider several different insurance options as necessary:
General Liability Insurance: This protects you if your business makes an error or omission that causes damages. It can also protect the business from employee-related liabilities. This could include sexual harassment claims or discrimination, but not injuries on the job.
Worker’s Compensation: This insurance protects workers at work. If employees are injured at work, this helps to pay for their medical treatment and potentially lost wages due to the injury.
Property Insurance: This coverage covers the physical building from damage due to fire, theft, and similar issues. It does not generally cover disasters, such as floods or earthquakes. Companies may be able to purchase those insurance policies as separate riders.
Electronic Data Processing (EDP): Modern machine shops are frequently computer controlled, offer reports and alerts through centralized systems, and generally have a lot more data processing involved than they previously did. Regular business coverage policies may not offer sufficient coverage for the computer network and infrastructure that the modern machine shop uses. In some cases, these policies may be beneficial and offer additional, necessary protection.
Each machine shop in Syracuse is unique and has different needs to protect its business. With many years of experience in the community, Dominick Falcone Agency has the ability to work with companies and find the right balance of insurance products for your specific needs. Call us today at 315-422-6128 for a quote on the right machine shop insurance for your Syracuse business.
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